When considering financial and estate planning, we hope that you will also consider Clemson and the College of Engineering and Science. Not only can we put your gifts to good use, we can also save you tax dollars through the charitable deduction and the avoidance of capital gains. By reinvesting your assets through a charitable remainder unitrust or annuity trust we can even increase your current income.

Both of these instruments allow you to make a substantial gift and continue to receive income from the contributed assets. Your gift is administered separately as a trust. Income for life is paid to you or another designated beneficiary(ies). After the life income payments terminate, Clemson receives the remainder of the assets in the trust.

With the unitrust, you receive annually (or at more frequent intervals) a fixed percentage of the fair market value of the trust's assets, which are revalued annually. Consequently, the income paid out will vary from year to year based upon the performance of the trust's investments. With an annuity trust, the life income paid is a fixed dollar amount, rather than a fixed percentage of the assets in the trust. You may stipulate, for example, that you receive $5,000 (or some other fixed sum) each year as a result of setting up a $100,000 annuity trust. This form of trust is appropriate for those who prefer a fixed annual income, unaffected by changes in the stock market, interest rates, etc.

We appreciate your interest and support in the College of Engineering and Science and would be pleased to meet with you or provide you with additional information. Please return the information form to the right, in the envelope provided in this newsletter or feel free to contact Joy Workman, Director of Alumni Development toll free at 1-866-472-8823.